Renters Insurance
NO REASON TO TAKE A CHANCE
Even if you don’t own a home, you probably own a great deal more than you think. Consider all of your furniture, electronics, clothing, appliances, and jewelry, as well as any art, books, or musical instruments that you own. Renters insurance is a way to keep out-of-pocket costs low. It puts you in control if your things get damaged or stolen, water leaks into your apartment, or someone gets hurts, which makes you responsible.
Make Things Better After A Mishap
The landlord of your apartment has insurance, but it probably only covers the building you live in — not your belongings or your liability for accidents. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy can allow you to recover their value. If someone is injured during an accident in your home, renters insurance can help protect you in the case of a liability lawsuit.
Service That Goes Beyond Quality Coverage
You'll enjoy the support of a dedicated Blue Rock Insurance Services broker who can answer your questions and help you: so you can quickly and easily select a policy that meets your needs:
Get a better understanding of your renters insurance policy and choices
Insure your possessions at their full replacement cost
Make sense of the claims process and get the answers you need
Did You Know?
In many cases, a landlord’s insurance covers only a structural damage to the building– and many landlord policies don’t even go that far if damaged is caused by the tenant
For lower rates, you can raise the deductible; for more protection, you can pay more for replacement cost coverage, in which reimbursement is based on today’s replacement cost rather than original value
Renters insurance extends beyond on-premise theft and hazards. If your suitcase is stolen while you’re on vacation, you’ll likely be covered. Same with property stolen from you car. If you’re prone to bar room brawls you’ll be covered if you hurt someone. You’ll also likely be covered if someone slips and sprains their ankle at your residence
You might be surprised at how quickly all those books, CD’s, and kitchen appliances add up. Most people own more than $20,000 worth of property