Contractors Insurance
To lighten your burden and expenses
There are ample opportunities for work-related injuries or damages to occur no matter which profession you are in. Hence, contractors insurance provides the liability coverage that can help protect your business and financial costs in case an accident occurs. Often, contractors are required to have a contractors insurance in order to be take on projects as the liability can be upright costly.
Companies or subcontractors who purchase contractors insurance include but are not limited to roofers, electricians, plumbers, HVAC contractors, home improvement contractors, interior decorators, landscapers and more!
Contractors insurance
The basic coverage of the contractors insurance include general liability. This is crucial as it covers for any injuries or damages to a client’s property.
BlueRock can help you customize your insurance plan according to your business needs and the risks that are inherent with each individual type of profession. Other coverages that contractors purchase include:
Commercial Auto - to cover for the vehicles, including cars, trucks, vans used for work
Workers’ Compensation - to protect your employees if they become sick or injured while at work
Builders’ Risk - to cover any damages to the buildings or structures, usually for construction projects
Inland Marine - to cover your day-to-day tools, products, materials and equipments taken to and from a project site
Commercial Umbrella - to provide extra coverage on top of your other liability coverages
We also have Owners Interest Policy and Owners and Contractors Protective Liability Coverage available.
SERVICE THAT GOES BEYOND QUALITY COVERAGE
At BlueRock Insurance Services, our brokers are dedicated to helping contractors from New York and New Jersey with any questions you have to help meet your needs:
Find the best insurance carrier and coverage options that are specifically designed to best cover your risks, while controlling costs
Manage and providing you the flexibility of amendment/endorsement throughout the term of the policy
Get answers about the claims process and navigate through it
Fulfill your customer’s insurance coverage requirements to secure a business project
OCp Liability Coverage
The Owners and Contractors Protective (OCP) Liability Coverage applies only to a single insured party - the project owner who hires the contractor.
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Owners Interest Policy
Owners Interest Policy provides general liability for the property owner during construction in any case accidents or injuries happen on site.
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builder’s risk insurance
Buildings and structures under construction are usually left unguarded and damages may occur. Builder’s Risk policy provides coverage for the damage or loss.