Condo/Coop Unit Insurance
ENJOY THE FREEDOM
Your Condo/Coop is one of the most important investments you'll ever make. To help protect it, you need the right kind of Condo/Coop Unit Owners Insurance. Condo/Coop associations have master policies that cover the property, common areas and physical structure of your building. However, these master policies do not cover your personal property or your liability to others, and they may not cover improvements or customization to your unit.
This is Where A Condo/CoOp Unit Owners Insurance Quote Comes In
Condo/Coop Unit Owners Insurance—sometimes called an HO6 insurance policy—protects the inside of your home from interior walls to appliances, and personal property and valuables. Make sure you have adequate
Condo/Coop Unit Owners Insurance to protect the following:
Your Condo/Coop - You are covered for accidental damage to improvements you make in your unit that your association's policy does not cover, up to your condo insurance policy limits
Your possessions - The value of your appliances, electronics, furniture, apparel and other valuables can add up
Your assets - Condo/Coop Unit Owners insurance can help protect your assets from liability claims if you are sued
Insurance Coverage Considerations
You'll enjoy the support of a dedicated Blue Rock Insurance Services broker who can answer your questions and help you. Here are some questions to ask yourself when considering coverage:
How much would I need to cover my financial investment if disaster strikes?
What would it cost to replace my personal belongings in my home?
If someone threatens to take me to court, would my assets be covered?
Did You Know?
Many property management companies and Condo/Coop associations also require property and liability coverage for Condo/Coop units and apartments. It makes sense to be proactive and get coverage at a price you can afford
Homeowner policies generally insure against Fire, Lightning, Hail, Theft, Freezing, Wind-storm, Vandalism, Riot or Civil Commotion, Accidental Discharge or overflow of water from within a plumbing, heating or air system, plus other perils specified in the policy