IS BUYING THROUGH AN AGENCY MORE COSTLY THAN BUYING THROUGH AN INSURANCE Carrier?
Some believe that buying through agencies cost more; However, that is not true. Being an intermediary between buyer and seller does not mean we add prices on top of our insurance product. How it works is that agencies put together a mutual agreement with an insurance company and agreed upon the amount of commission agencies like us would receive. Simply put, agencies act as the sales force of the insurance carrier. Believe it or not, some insurance carrier do not even have their own sales or advertising department, rather, they have agencies do it for them. Your premium will cost exactly like what you would get directly from an insurance company. The insurance company will pay us, not you; and better, due to access to multiple companies, agencies can produce competitive prices, making your premium even lower and your purchasing of the right insurance more effective. Other fees may be charged depending on the services and requirements.
WHAT SERVICES DO YOU PROVIDE?
We focus on insurance product and services which we will act as your broker and do what an insurance broker does, but with a side of supplemented services and benefits as an independent broker company. Please click “here” to find out more. In addition, we also provide notary services such as administering oaths and affirmations, taking affidavits and statutory declarations, witnessing and authenticating the execution of certain classes of documents, and take acknowledgments of deeds and other conveyances.
As of January 2019, the company has expanded into providing our clients with tax, accounting, and payroll services through our subsidiary, CCL Tax & Accounting, Inc.
CAN’T FIND YOUR INSURANCE INFORMATION?
Your complete insurance information can often be found in your insurance policy and in documents provided to you by our insurance Brokers. If you can’t find what you are looking for, you can always call the insurer (insurance company) of your policy, or otherwise give us a call at (718) 886-6601 or email us at info@hibluerock.com.
WHAT DOES "FULL COVERAGE" MEAN?
This is an often misinterpreted term, and doesn’t refer to a policy that covers “everything.” Instead, a full coverage typically refers to a policy that includes both liability coverage and coverage for damage to your property. In fact, a full coverage is what you may call an “ideal” type of protection - no more, no less - which covers your essentials and what truly matters. You can find your list of coverage in your quote or on your insurance policy declaration page. If you need one, our Brokers are happy to assist you in selecting an insurance coverage that fits your needs and budget.
WHICH STATES ARE WE LICENSED?
Blue Rock Insurance Services is licensed in the jurisdiction of New York, New Jersey, Connecticut and Pennsylvania. We offer property and casualty insurance brokerage services to individuals and businesses that includes cost-effective, proper coverage within NY, NJ, CT and PA.
HOW CAN I PAY MY BILLS?
Agency Bill
You can pay your bill by check, QuickPay (Zelle), money order, electronic transfer, or cash. You can send a check or money order to us by mail or hand it us at our office. Please do not mail cash. Cash is only accepted in person. Please call us at (718) 886-6601 for electronic transfer and bank depository information.
Please make check payable to: Blue Rock Insurance Services, Inc.
Remit to: 133-36 41st Rd STE 2L
Flushing, NY 11355
Carrier Bill
In some cases, you will be billed directly from the insurance company. You will have to follow the instructions provided to you by the insurance company. For further assistance, please contact the insurance company. Contact information can be found in the in the invoice.
WHO SHOULD I contact TO REPORT A LOSS?
After a car accident, home damage, medical expense or any kind of loss, please call your respective insurance company to initiate the claim process. You may also call us at (718) 886-6601 or email us at info@hibluerock.com for assistance on the claim process. In your email, please include an attachment of your loss expense (receipts), photo of accident/damage, police report or MV-104, and any other proof of loss documents.