Commercial Umbrella Insurance
GET ADDITIONAL LIABILITY COVERAGE
Did you know that your primary insurance policies such as business and general liability provides coverage up to only a certain amount? Coverage often comes with a limit, as to how much the insurance company will help pay for your business liability before they stop. Commercial umbrella insurance is the solution. It extends liability coverage for an additional layer of insurance to your business’s underlying primary insurance policies to further protect business assets. Without commercial umbrella insurance, you as a business owner could be obligated to pay out of pocket for legal fees, medical bills, and damage expenses that exceed the limits of their underlying primary business coverage.
Unsure If You Need One? We Can Help
You're thinking, "I have business and general liability insurance that covers some of these situations." True! But, commercial umbrella insurance insures you above and beyond the limits of those policies and covers some situations that aren't covered by the other types of policies. Protecting your business from devastating lawsuits and fees doesn’t have to cost a fortune.
SERVICE THAT GOES BEYOND QUALITY COVERAGE
You'll enjoy the support of a dedicated Blue Rock Insurance Services broker who can offer you affordable commercial umbrella insurance options to give you the additional coverage you need to protect your business. We help you:
Find the best insurance carrier and coverage options that are specifically designed to best cover your risks, while controlling costs.
Manage and complete endorsement throughout the term of the policy
Get answers about the claims process and navigate through it
Fulfill your customer’s insurance coverage requirements to secure a business project
Did you know?
An umbrella policy can, but may not always, provide the same coverage as the primary policy. If you have a “following form excess policy” you can be ensured that the excess policy will provide you the same coverage as the primary policy
If the primary policy has an additional insured, they will be carried over into the umbrella policy
Umbrella policies may have exclusions not found in the primary policy; for example, pollution, workers’ compensation, and product recall. If you have a true following form excess policy, your exclusions will be the same as in the primary policy
