Commercial Property Insurance
Protect your business by protecting your property
Commercial property insurance is something business owners need, whether you own or lease an office, warehouse, factory or work from home. For small business owners including home-based business owners, commercial property insurance is one of the core coverage in a Business Owners Policy together with general liability which makes it more affordable for you and your business.
commercial property insurance coverage
Your building along with the physical assets such as office equipment as well as outdoor items such as signs and fencing on the premises will be protected with the commercial property insurance. Computers are basically one of our important assets in business but what if a fire happens? It’s not just your computer that will be physically destroyed but also the important information and data in it that may affect your business operations.
On top of that, basic commercial property insurance usually covers losses caused by fire, lightning, wind and hail.
Service That Goes Beyond Quality Coverage
At BlueRock Insurance Services, our brokers are dedicated to helping business owners from New York and New Jersey with any questions you have to help you meet your needs:
Ensure your full understanding about insurance for commercial property in New York and New Jersey
Educate you on additional coverage that may be necessary based on your business needs
Get answers about the claims process and navigate through it
Without insurance for your business properties, any loss or damages may be more costly than you think, our brokers will analyze possible situations with you
Did You Know?
There is a commonly purchased form, which is the building and personal property coverage form which covers buildings, the insured’s business personal property and the personal property of others located at the business premises. Reach out to us to learn more about this!
Unfortunately, commercial property insurance does not cover for earthquake and breakage of glass. However, this can be an add on coverage. No worries there!
what is a business owners policy
A commercial prepackaged policy, including property and liability coverage. Small business owners, whether working in a building or running a home-based business needs insurance and this package is a recommended choice.
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